The OSFI Q3 release on Sept. 10, 2026 finalized CAR 2027, crypto-asset capital and interest rate risk rules, and pushed two items to later dates.
Crypto-Assets
Canada’s Big Six banks are jointly exploring a digital deposits network built on tokenized Canadian-dollar deposits, weeks after OSFI clarified their legal status.
Canada’s Big Six banks digital deposits project will explore tokenized Canadian-dollar money, days after OSFI confirmed tokenized deposits are permissible.
Canada’s OSFI says tokenized deposits are legally identical to traditional deposits, clearing a classification barrier for bank blockchain products.
OSFI IFRS 18 templates are now final, setting a January 2027 filing shift for federally regulated insurers plus a new 2027 mortgage insurer capital rule.
Canadian financial regulation enters a busy September: OSFI’s Regulatory Data Hub timeline, Bill C-29’s Financial Crimes Agency and an FATF review due this autumn.
OSFI’s third Quarterly Release of 2026 moved capital, disclosure, concentration risk and crypto-asset policy work forward, with Industry Day set for September 24.