OSFI is reviewing capital rules that weigh on smaller lenders, a move that could reshape banking competition in Canada, mortgage choice and business lending.
Financial News
The OSFI Q3 release on Sept. 10, 2026 finalized CAR 2027, crypto-asset capital and interest rate risk rules, and pushed two items to later dates.
Canada’s OSFI says tokenized deposits are legally identical to traditional deposits, clearing a classification barrier for bank blockchain products.
OSFI IFRS 18 templates are now final, setting a January 2027 filing shift for federally regulated insurers plus a new 2027 mortgage insurer capital rule.
